You can buy firms faster than you can turn them into one business.
Every acquisition adds a CRM, a platform, a charging structure and ten years of free-text notes. We show you what’s really in a book before you sign, then land every firm you buy on one operating model.
Co-founded by Dave Howard, former CTO of Novia Financial, and Rob Duncan. Each service starts with a fixed-price first step.
Trusted By Saltus Seccl Söderberg & Partners
Four different complaints. One underlying problem.
“Every deal lands somewhere different. We’re on multiple CRMs, platforms and adviser tools.”
Missing: a target.
“We asked four vendors for one client view across the firms we’ve bought. None of them sell it.”
Missing: the software between your systems.
“Cost per client hasn’t moved since firm number four.”
Missing: a measured operation.
“Asset transfer and platform rationalisation is an uphill battle, and moving a book takes one to three years.”
Missing: client data you can evidence and shift.
The underlying problem: nobody ever decided what the group was supposed to look like, or gave the firms you bought a compelling reason to adopt it.
Three reasons the seams stay yours to own.
- ConsultancyArchitecture review
- Software houseBuild
- RPA vendorAutomation programme
- PlatformMigration
Nobody sells all four. Four suppliers, four views of your data, and the seams are yours to own.
It competes with the next deal for the same twelve people. Your integration team and your deal team are the same team. The deal always wins.
It’s invisible until you own it. Financial DD audits the accounts. Nobody audits the client data, field by field.
The uncomfortable arithmetic.
- At the dealYou pay a full multiple for a book you can’t evidence with precision — no price chips, nothing to hang a warranty on.
- During integrationThe remediation bill is real and unpriced. The synergy line in the model doesn’t land, because cost per client is never measured before or after. The migration you scheduled for three to six months takes years.
- At exitIntegration risk is the first thing a buyer prices.
We design your target operating model, build the parts that don’t exist, run the operation on it, and move every firm you buy onto it.
Four interlocking products, each starting with a fixed-price first step — so every firm you buy becomes part of one business, and each deal costs less to integrate than the last.
Design the target: one data model, one client record, one landing playbook.
Read about Direct → Build it.BuildBuild what doesn’t exist, with the evidence trail already attached.
Read about Build → Run it.RunRun it for less: measure the true cost to serve, then automate what’s worth it.
Read about Run → Move onto it.MoveMove the books onto it, cohort by cohort, every record reconciled.
Read about Move →The evidence loops.
- One data model, agreed once and used by all four. You never pay a second supplier to rediscover your estate, and there is never a second version of the client record to argue about.
- The measurement from Run tells Direct what to change and Build what to build.
- Each acquisition lands on the same spine, so deal fifteen is cheaper than deal five.
One fixed-price first step.
Every one of them starts with the same 60-minute call. No fee, nothing to prepare. Compare all four →
Evidence, not adjectives.
Between our two founders — 30 in wealth management technology, 25+ building technology for UK financial services.
To build an FCA-compliant client onboarding portal.
Trusted by the firms we work with.
- SaltusUK wealth manager
- SecclUK investment platform
- Söderberg & PartnersFinancial advice and wealth management group
The people who scope the work are the people who do it.
Dave Howard
Co-Founder & Director
Rob Duncan
Co-Founder & DeveloperWhat this means for you.
| Group CEO | The group becomes one business, and stays one as you keep buying. |
|---|---|
| Integration director | A landing playbook instead of a fresh integration design every deal. |
| CFO | Cost per client measured before and after, so the synergy line in the model is provable. |
| PE backer | Integration risk priced before completion, and an estate a buyer can diligence at exit. |
| Platforms & DFMs | Ship AI your clients can use — with evidence the FCA can read. Governed AI delivery, automated operations and independent assurance for the clients and advisers you already serve — whoever built the technology. Usually starts with Build and Run. |
Plain answers, no dodging.
So you’re a migration shop?
Migration is usually where we start, normally with data due diligence. What makes us different is that we automate the advice cycle as well as move the assets. Rapid batched migration will not get traction with advisers unless you can prove every step of the process is automated — without that, you default to migrating client by client at review cycles.
Isn’t four services just a consultancy in disguise?
A consultancy sells you people. We sell four interlocking products, each starting with a fixed-price first step, designed to deliver all the capability you need rather than one part of it.
Our DD firm already covers this.
They audit the financials. We audit the client data — coverage, quality and lineage at field level, including the unstructured sources: fact finds, cashflow models, risk profiles and other KYC. That is how we can tell you what automated remediation will actually fix in your CRM, before you commit to it.
We already have an architecture.
Good starting point. We use it as the baseline and contrast it with our layered model, which is built to maximise interoperability, cut total cost of ownership and keep your data mastered across the core and surrounding systems — which is what protects the valuation.
You’re a small team.
Small on purpose. Where scale is genuinely required, we run it and your people stay with clients.
Start with whichever one hurts most.
A 60-minute call, no fee, nothing to prepare. If it goes anywhere, pick one fixed-price first step and decide what happens next on what it shows.
- 01A 60-minute callWith the people who would do the work. No fee, nothing to prepare.
- 02One fixed-price first stepDirect, Build, Run or Move — scoped to the one that hurts most.
- 03Evidence, then a decisionYou start or stop on evidence rather than opinion.
Or email us directly: dave.howard@wealthtechpros.com